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All About MediSave

MediSave is a national medical savings scheme that helps individuals set aside part of their income to pay for their personal or approved dependents' hospitalisations, day surgeries and selected outpatient treatments.

MediSave withdrawal limits have been carefully set to ensure that Singaporeans have sufficient savings in their MediSave Account for their basic healthcare needs. The withdrawal limits are generally adequate to cover most of the charges incurred at subsidised inpatient wards and outpatient treatments.


1. Which forms do I use to apply for use of MediSave?

The Ministry of Health has introduced 2 Medical Claims Authorization Forms (MCAF).

MCAF-S allows you to decide and provide limited consent on the utilisation of your MediSave.

You can choose to limit the type of schemes and/or the period which you would like to authorise for Medisave to be used.

  1. Download the PDF form into your phone/computer [186kb, PDF]

  2. Open the form in Adobe Acrobat Reader (PDF) and fill up the form

  3. E-sign the form in PDF

  4. Email the completed form to or alternatively you may mail the completed form to:
    Singapore General Hospital
    Patient Financial Services
    Outram Road, Singapore 169608

To apply for use of Medisave for a deceased patient, kindly attach a copy of death certificate, a copy of the applicant's NRIC and indicate the applicant's relationship to the patient.

To find out more about filling up your MCAF-S form, you can download the User Guide here [1mb, PDF].

MCAF-M (Multiple)

MCAF-M allows you to grant full consent to use your MediSave at all MediSave accredited healthcare institutions.

MCAF-M provides ease as you simply need to sign once, for life, unless revoked.

  1. Submit your MCAF(M) authorization electronically via Health Hub
  2. Login with your SingPass
  3. Click on 'Give Consent' on the column with the MCAF(M) - Medical Claims Authorisation Form (Multiple) 

MCAF Give Consent

2.  How much can I use from MediSave for Inpatient care and Outpatient care?  

You can find out about using MediSave for your inpatient and outpatient care on Ministry of Health's website.

3. How do I apply for MediSave Maternity Package (MMP) at SGH?

You can apply for MediSave Maternity Package by filling in the online form.

For latest and more info on MediSave, please visit MOH website.

How to submit Medical Claim Authorisation Form MCAF via HealthHub

Learn about how you can authorise MCAF via HealthHub

How to authorise Medical Claims Authorisation Form Single – MCAF(S) using PDF E signature

Learn about how you can authorise MCAF(S) using PDF e-signature

How to revoke Medical Claims Authorisation Form – MCAF(M)

Learn about how you can revoke authorisation of a previously consented MCAF(M)